Dealing with a hit and run accident is stressful on its own. When someone else crashes into your car, cause damage, and then drives off, it is more frustrating than a regular accident because you might not know who was responsible, and you might not have any way of tracking them down. Now you have to deal with the physical damages that they caused to your car and the injuries that you sustained if you were in your car.
In order to cover those costs that weren’t your fault, you probably are interested in filing a claim through your insurance, but you might be wondering what that will do to your policy. Let’s take a look at whether or not a hit and run that you didn’t cause will affect your insurance.